From minimum coverage to full protection, compare your options in minutes with AADirect.
Or call: 1-877-270-2119
AADirect works with top companies to help you find the best insurance options for your needs.
Personal car insurance is a policy that helps cover the costs of accidents, theft, and damage so you're not left paying the full cost out of pocket. Whether someone hits your car, your vehicle is stolen, or you're involved in a collision, the right coverage can make a real difference. Without it, a single incident could turn into a serious financial setback.
Comparing coverage types helps you choose the protection that works for your situation and budget.
Required protection
Liability coverage may help pay for another person's injuries or property damage if you're legally responsible for an accident. Most states require drivers to carry minimum liability insurance or otherwise meet financial responsibility requirements.
Vehicle damage protection
Collision insurance may help pay to repair or replace your vehicle after a covered accident, regardless of fault, subject to your deductible and policy terms. It can keep repair bills manageable and help you stay on the road.
Protection from unexpected events
Comprehensive insurance may help pay for covered non-collision damage to your vehicle, such as theft, vandalism, fire, certain weather events, or falling objects. It adds a layer of protection for risks that accidents alone don't cover.
Coverage for added security
Uninsured and underinsured motorist coverage may help protect you if you’re injured or your vehicle is damaged by a driver with no insurance or not enough insurance, subject to available coverage, limits, and state requirements.
Healthcare coverage
Medical payments coverage may help pay certain accident-related medical expenses for you and your passengers, subject to limits and policy terms. It can provide quick financial support regardless of who caused the accident.
Extended injury-related support
Personal injury protection may help pay certain accident-related expenses such as medical bills, lost income, or other covered costs, depending on your state and policy. It offers broader support so you can focus on getting better, not managing bills.
AADirect helps drivers find real insurance options, quickly and without the hassle, including those who may face challenges getting traditional coverage.
Shopping across multiple carriers may help you find a rate that fits your budget. We compare plans side-by-side so you can explore your options and choose what works best for you.
Past tickets, lapses, or violations don't automatically close the door on coverage. AADirect works with carriers that offer options for drivers with less-than-perfect driving records.
If you have a foreign or international license, we can help. AADirect connects you with carriers that accept alternative documentation so you can get covered.
Three simple steps to get your auto insurance quote and start your policy.
Start online by answering a few simple questions about yourself and your vehicle. It only takes a few minutes to get started. If you need support, our agents are here to help.
See real quotes from multiple carriers side-by-side. Then, compare coverage and costs to choose the option that fits your needs and budget.
Pick the plan that works for you. Same-day proof of insurance may be available when you qualify and your policy is issued. Start your coverage quickly, without the wait.
Start online by answering a few simple questions about yourself and your vehicle. It only takes a few minutes to get started. If you need support, our agents are here to help.
See real quotes from multiple carriers side-by-side. Then, compare coverage and costs to choose the option that fits your needs and budget.
Pick the plan that works for you. Same-day proof of insurance may be available when you qualify and your policy is issued. Start your coverage quickly, without the wait.
We give you real quotes, real support, and real options so you can get coverage on your terms.
More options to help you save
AADirect compares quotes from multiple top carriers in one place, so you can see your options and find competitive rates. More choices can mean better coverage at a price that works for your budget.
Plans that fit your budget and needs
We can help you explore options for a range of financial situations and coverage needs. Some plans may offer lower upfront payments and pay at your pace billing schedules that can make it easier to manage your costs, depending on your carrier, policy, eligibility, and state.
Help when you need it, your way
Shop online at your own pace or connect with a licensed agent who can guide you through the process. Support is available when you want it. It's your journey, and we're here to help when it matters.
We remove common barriers to getting insured so more drivers can access the coverage they need, quickly and simply.
Get quotes from multiple carriers in one place, all online, in just a few minutes. No need to shop around or wait for callbacks.
Our licensed agents speak both English and Spanish, so you can ask questions and understand your options clearly. Getting the right coverage starts with feeling understood.
We work with carriers that offer flexible payment schedules, so you can choose an option that fits how you manage your finances and make staying insured feel more manageable.
You don't need a good credit score to get a quote through AADirect. Some carriers options available through AADirect may not require use of a credit score. Availability varies by carrier, product, state, and eligibility.
Drivers with international or non-U.S. licenses can still find coverage through AADirect. We work with carriers that accept alternative documentation so you're not left without options.
Find quick answers to common questions about this product.
AADirect compares quotes from multiple carriers so you can see different coverage levels and prices all in one place. Our licensed agents can help you understand what each option includes and what might make sense for your situation. The goal is to help you find coverage that fits both your needs and your budget, without feeling pressured into more than you need.
Rates can vary based on factors like your driving history, where you live, the type of vehicle you drive, and the level of coverage you choose. Insurers look at historical claim trends and other details specific to your situation. Understanding these factors can help you make smarter choices when comparing quotes.
You’ll typically need some basic details, including your driver’s license number, vehicle information (like the make, model, and year), and your preferred coverage level. The process is designed to be quick, and a licensed agent can help if you have questions along the way.
Yes, getting a quote through AADirect is completely free, with no obligation to purchase. You can compare options and make an informed decision. Getting started takes just a few minutes.
In many cases, yes. AADirect’s quote process is designed to move quickly, and same-day proof of insurance may be available when you qualify and your policy is issued.
No. Not all coverages may be available with every personal auto insurance policy. Coverages, limits, deductibles, exclusions, and availability vary by insurer, policy, state, and customer qualifications. Please review the applicable policy terms, conditions, declarations, and endorsements for complete details.
Know your insurance options in minutes and get covered today.
Or call: 1-877-270-2119
With resources from AADirect
Car Insurance
Whether you’ve had a gap in coverage, you’re working with a tight budget, or you need more protection, finding affordable car insurance can feel harder than it should. Car insurance prices and payment options can vary more than most people realize, and even the same driver can get very different rates. Comparing rates is the […]
Read Article
Car Insurance
Many drivers come to us with the same concern: “I need coverage, but it needs to fit into my budget. Where do I start?” Getting auto insurance quotes so you know your options can feel overwhelming. Understanding how quotes actually work, including what affects your car insurance premium, can make the whole process less stressful. […]
Read Article
Car Insurance
This guide explains what an SR-22 is, who needs it, what it costs, and how to get it so you can get back on the road.
Read ArticleSign up to receive helpful tips on saving money, understanding your coverage, and staying up to date on changes that could affect your policy.
We respect your privacy. Unsubscribe at any time.
